Hernandez et al. v. Purpose Financial, Inc. f/k/a Advance America Cash Advance Centers, Inc., et al.

United States District Court, District of South Carolina
Case No. 7:23-CV-04256-JDA

Welcome to the Settlement Website for the Hernandez et al. v. Purpose Financial, Inc. f/k/a Advance America Cash Advance Centers, Inc., et al.

If You Were Subject To Purpose Financial’s Data Incident And Previously Received A Notice Letter Notifying You Of The Data Incident, You Could Be Eligible For A Payment From A Class Action Settlement

Settlement Class Members may be eligible to receive a payment from a proposed $7,750,000.00 non-reversionary class action settlement (the “Settlement Fund”).

The class action lawsuit concerns a data incident that occurred on or about February 7, 2023, (the “Data Incident”) involving Purpose Financial, Inc. f/k/a Advance America Cash Advance Centers, Inc., and its nine subsidiary companies, Advance America, Cash Advance Centers of California, LLC; Advance America, Cash Advance Centers of Florida, LLC; Advance America, Cash Advance Centers of Indiana, Inc.; Advance America, Cash Advance Centers of Kentucky; ACSO of Michigan, Inc.; Advance America, Cash Advance Centers of Mississippi, LLC; Advance America, Cash Centers of Nevada, Inc.; Advance America, Cash Advance Centers of Ohio, Inc.; and Advance America, Cash Advance Centers of Tennessee, Inc., (collectively, “Defendants” or “Purpose Financial”) in which it was determined that an unauthorized third party may have gained access to its corporate network and, specifically to files containing the names in conjunction with Social Security numbers (“Private Information”) of certain consumers. Purpose Financial denies any wrongdoing and denies that it has any liability but has agreed to settle the lawsuit on a class wide basis.

To be eligible to make a claim for benefits under the Settlement, you must have received a notice letter of the Data Incident that occurred in February 2023, and your name and Social Security number must appear in Purpose Financial’s impacted files. Eligible claimants under the Settlement Agreement will be eligible to receive one, two and/or three of the following Settlement benefits:

  • Out-of-Pocket Loses: Reimbursement for the actual amount of unreimbursed out-of-pocket losses or expenses up to $5,000, with supporting documentation of the monetary losses or expenses; and/or
  • Pro Rata Cash Payment: Pro Rata Cash Payment: An approximate $50.00 cash payment from the Settlement Fund that will be increased or decreased pro rata depending on the amount remaining in the Settlement Fund after allocation of the Settlement Fund for reimbursement of documented Out-of-Pocket Losses, California Resident Cash Payments, attorneys’ fees and expenses, service awards, and Notice and Administrative Expenses; and/or
  • California Resident Cash Payment: California Resident Cash Payment: An additional approximate $50.00 cash payment from the Settlement fund that may be decreased pro rata depending on the amount remaining in the Settlement Fund after allocation for reimbursement of documented Out-of-Pocket Losses, attorneys’ fees and expenses, service awards, and Notice and Administrative Expenses.
  • Please read this website carefully. Your legal rights will be affected, and you have a choice to make at this time.

    Summary of Legal Rights
    Deadline(s)

    Submit a Claim Form

    The only way to receive payment.

    Submitted Online or Postmarked on or before February 2, 2026

    Exclude Yourself by Opting Out of the Class

    Receive no payment. This is the only option that allows you to keep your right to bring any other lawsuit against Defendants for the same claims if you are a Settlement Class Member.

    Submitted Online or Postmarked on or before January 2, 2026

    Object to the Settlement and/or Attend the Fairness Hearing

    You can write the Court about why you agree or disagree with the Settlement. The Court cannot order a different Settlement.

    You can also ask to speak to the Court at the Final Approval Hearing on March 17, 2026, about the fairness of the Settlement, with or without your own attorney.

    Received on or before January 2, 2026

    Do Nothing

    Receive no payment. Give up rights if you are a Settlement Class Member.

    No Deadline.

    Your rights and options as a Settlement Class Member – and the deadlines to exercise your rights – are explained further on the FAQs page.

    The Court still will have to decide whether to approve the Settlement. Payments to Settlement Class Members who make an Approved Claim will be made if the Court approves the Settlement and after any possible appeals are resolved.

    Upcoming Important Dates

    Notification Mailing

    11/3/2025

    Objection Deadline

    1/2/2026

    Opt Out Deadline

    1/2/2026

    Claim Deadline

    2/2/2026

    Final Approval Hearing

    3/17/2026 at 10:00 a.m.